Affiliate of Nationwide Insurance | Serving Harrisburg & Central PA

Business Insurance

Logo Business Insurance

If you are a business owner or manager, you are concerned with the long-term growth and health of your company. It’s your responsibility to plan for growth, longevity, and to take risks into new avenues.

Don’t risk your company’s future with other insurance companies; trust Harner Insurance and Financial Services to find you the right business insurance coverage to meet your company’s needs and your concerns. From sole proprietorship to larger employers, we help owners and their employees insure their future through a variety of business, retirement, and investment plans.

Contact us to schedule a free consultation for your company’s business insurance needs.

Call 717.561.0547 for a Personalized Quote


If your business owns commercial property, you need property insurance to protect your property, building, and contents. With Nationwide’s business insurance offered through Harner Insurance and Financial Services, you can rest assured that your company’s assets are protected.

Here are some more options to cover all your bases:

  • Building ordinance and law
  • Earthquake
  • Flood Insurance

Make sure your business’ assets are protected by contacting us today.

Property Insurance


In the daily grind of managing the business, you want to make sure your assets are protected. Accidents can happen anywhere at any time – and when they do, you want to make sure you’re protected. Liability insurance covers medical expenses, attorney fees and damages you are responsible for.

We offer great coverage and affordable plans that are customized to your unique situation:

  • Umbrella Policies
  • Employment-Related Practices
  • Directors and Officers

If you’re in need of liability insurance, contact us today to develop a plan for you.

Auto Insurance

Whether you have a single vehicle or a commercial fleet, your company relies on automobiles and vehicles to carry out your daily business. Protect your employees, vehicles, and your company by making sure they have the proper coverage on the road.

Contact us for a quote.

Auto Insurance
Farm Owners Insurance

Farm Owners

We know that it can seem difficult to protect your farm if it’s your home and place of business. Harner Insurance and Financial Services provides dependable and affordable coverage for your unique situation.

Here are some additional coverages we offer beyond the basic:

  • Earthquake Coverage
  • Farm Machinery and Equipment Replacement Cost
  • Peak Season Coverage
  • Sewer/Sump Pump Backup
  • Farm Property Protection Plus

Contact us for a quote.

Workers Compensation

Protect the most valuable players on your team by taking care of them when the unexpected happens. With workers’ compensation insurance, you can cover your injured employee’s medical expenses and lost wages, while also protecting your company and assets. Let us help you develop a plan that fits your needs.

Contact us today for a custom workers’ compensation quote for your business.

Workers Compensation
Employee Benefits

Employee Benefits

We help business owners provide desirable and affordable benefits to their team, so you can attract and retain the best employees to your company. Watch this video to learn more.

Take a look at some of our additional coverage to care for your employees:

  • Group Retirement Plan
  • Dental Insurance
  • Vision Insurance
  • Accident Ca$hBack Insurance
  • Employee Assistance Program (EAP)

Contact us today to find the right employee benefits package for your company.


Commercial umbrella insurance adds an extra layer of protection when accidents happen and existing policies cannot cover all damages. We can customize an umbrella insurance package to fit your unique needs and assets.

Request a quote today.


Long and Short-Term Disability

Coverage for yourself and employees against a long or short-term disability. Most people have not counted to cost their daily living if a disability prevents them from working. Disability coverage could provide peace for your employee and their family.

Let us take care of you by contacting us today.

Already Have Insurance With Another Provider?

Request an On Your Side® review to:

Be sure you’re protecting what’s most valuable to you and that you’re not overpaying for insurance.

Schedule a No-obligation Insurance Review