Serving Harrisburg & Central PA

Commercial Liability Insurance

Flexible solutions tailored to your business

Being a business owner can be rewarding but it can also be difficult when you’re faced with so many decisions to make each day. With so many types of liability insurance and so many insurance providers out there, knowing if you’re business is truly protected can seem like a mystery.

At Harner Insurance, we help small businesses and corporate operations in the Harrisburg area and throughout Central Pennsylvania build custom liability policies that offer protection for the “what-ifs” that come with running a business. What if a customer slips and falls in your office or store? What if the roof you installed leaks and needs to be repaired?

Know for sure that your business is protected against the what-ifs. Contact us to speak with a licensed commercial insurance Agent today.

Call 717-561-0547 for a commercial liability insurance quote.

Property Insurance

What Does a Commercial Liability Policy Cover?

One mistake could put you out of business, which is why a sound general liability policy is a must-have.

Commercial liability insurance coverage not only protects your business, it protects you and your employees from claims involving bodily injury or property damage.

Commercial liability policies typically cover:

  • Lawsuits, investigations, and settlements
  • Medical expenses, legal fees, and any damages you are required to pay out
  • Professional liability

It’s important to build a liability policy designed to protect your business from common (and unique) threats it faces. To explore your options, please contact us to request a quote.

How Much Does Commercial Liability Insurance Cost?

Commercial liability insurance is surprisingly inexpensive for the protection it offers.

A typical Pennsylvania small business can expect to pay between $300 and $5,000/year for general liability coverage.

Premiums will vary based on the type of business you own. For example, construction contractors or a roofing company will pay a higher rate compared to an office-based business or a retail shop where liability risk tends to be lower.

Get a Free Commercial Liability Insurance Review

Harner Insurance team.The Harner Insurance team.
We want to help you build a plan that protects your business at the best price.

Our free insurance review will help you:

  • Increase or decrease your deductible(s).
  • Determine insurance coverage options for your budget and situation.
  • Add more insurance coverage.
  • See if you qualify for any discounts.

Already Have Insurance With Another Provider?

Request an insurance consultation to review how you can:

Be sure you’re protecting what’s most valuable to you and that you’re not overpaying for insurance.

Schedule a No-obligation Insurance Review