Serving Harrisburg & Central PA

Commercial Property Insurance

Protect your business from the unexpected

Running a business means you face threats every day — from competitors, changing market landscapes, and laws & regulations, to name a few. Your business’s property is another area fraught with risks from fire, weather, theft, and more.

Are you well protected?

If you’re shopping for coverage or are evaluating options outside your current insurance provider, let us know. We’ll be happy to conduct an insurance review to see if we can help you.

Call 717-561-0547 for a business property insurance quote.

Property Insurance

What Type of Insurance Is Needed for a Commercial Building?

A typical commercial insurance policy for a business operating in Pennsylvania could include coverages for:

  • Damage to the physical building (from a storm, theft, vandalism, etc.)
  • Office furniture, equipment, records, etc.
  • Inventory and other assets you own or are in your custody
  • Special Perils: Coverage for risks unique to your business, area, or industry.

Major weather events, such as earthquakes and floods, usually are not included in a basic business property insurance policy, but can be added if needed.

Why Is Commercial Property Insurance Important?

Not only does commercial property insurance cover your building and everything in it, a well-designed policy that’s tailored to your business can keep you afloat during tough times.

Whenever you have a loss or need to replace equipment or inventory, reducing the time to recover is crucial. The world doesn’t stop when your building has a fire or other disruption to operations. Business property insurance can minimize down time, which can help you retain customers and keep up with your competition.

Liability

Get a Free Commercial Property Insurance Review

Harner Insurance team.The Harner Insurance team.
We want to help you build a plan that protects your business at the best price.

Our free insurance review will help you:

  • Increase or decrease your deductible(s).
  • Determine insurance coverage options for your budget and situation.
  • Add more insurance coverage.
  • See if you qualify for any discounts.

Already Have Insurance With Another Provider?

Request an insurance consultation to review how you can:

Be sure you’re protecting what’s most valuable to you and that you’re not overpaying for insurance.

Schedule a No-obligation Insurance Review