Serving Harrisburg & Central PA

Farm Insurance

Protect your livelihood and your farm’s long-term viability

A good farm insurance policy is designed with your farm in mind. Not another farm down the road or across the state — your farm.

Fortunately, our Agents understand the farming industry and are here to listen and help you build a policy with coverages customized to your farming business’s unique needs.

If you’re shopping for new coverage or are possibly looking to switch insurance providers, we would be happy to conduct an insurance review to see if we can help you.

Call 717-561-0547 for a farm & ranch insurance quote.

Farm Owners Insurance

What a Farm & Ranch Insurance Policy Covers

A typical farm and ranch insurance policy for a farm operating in Pennsylvania includes coverages for:

  • Farmhouse and its contents
  • Detached buildings, garages, and other buildings
  • Personal property
  • Ranch structures
  • Liability protection

Optional coverage can include insurance for vehicles (cars, tractors vans, ATVs, trucks, etc.), livestock, and other endorsements.

Speak with a Harner Insurance Agent for more information on farm policy options and coverages.

Which Types of Farms Need Farm & Ranch Insurance?

No matter what type of farm you’re operating, you need to have an insurance policy designed to protect your personal property, farming equipment, and structures.

The types of farming and agribusiness operations we offer policies for include:

  • Cattle ranches: Protection against the unpredictability of working with animals.
  • Commercial farms: Coverage for larger or growing farms or ranches.
  • Agritourism: Roadside farm stands, pick-your-own farms, farmers’ markets, etc.
  • Poultry farms. Protection for hen houses and vital equipment that keeps your farm operational.
  • Dairy farms. Tailor a policy to meet the needs of your dairy farm without paying for coverage you don’t need.
  • Horse farms. Protect yourself if a horse wanders into the street and causes an accident or injures a guest.
  • Row crop farms. We can help you combine coverage for your crop farm into one convenient package.


Get a Free Insurance Review

Harner Insurance team.The Harner Insurance team.
We want to help you build a plan that protects your farming operation at the best price.

Our free insurance review will help you:

  • Increase or decrease your deductible(s).
  • Determine insurance coverage options for your budget and situation.
  • Add more insurance coverage.
  • See if you qualify for any discounts.

Already Have Insurance With Another Provider?

Request an insurance consultation to review how you can:

Be sure you’re protecting what’s most valuable to you and that you’re not overpaying for insurance.

Schedule a No-obligation Insurance Review