Affiliate of Nationwide Insurance | Serving Harrisburg & Central PA

Financial Services

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At Harner Insurance and Financial Services, we provide individuals and small business owners with a host of financial planning services. From annuities and mutual funds to life insurance, we can help you secure your financial future.

Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved.

Call 717-561-0547 for a Personalized Quote

Life Insurance

With life insurance, you can continue caring for those who matter most – even after you pass away. Your family’s financial future will be protected, enabling them to pay of monthly living expenses, debts, and continue your legacy. And with some policies, you can even build cash value, to be used when you need it.

We can discuss your financial goals, the benefits of term and whole-life insurance, and how your health can impact your premium. We’ll be there to help you decide how to best protect your loved ones.

Contact us today so we can help you gain peace of mind for you family’s future.

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with
such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

Life Insurance


Have peace of mind knowing that you will not outlive your income with our annuities investment. Plan for the future by accumulating assets and investing today, so that you can retire later.

Here are some types of annuity that could fit into your investment plan:

  • Variable – Choose your investments and earn revenue based on performance.
  • Immediate – A larger investment upfront, but guarantees income almost immediately.
  • Fixed – The investment and earnings are fixed payments that last for the term of the agreement.

Let us provide assistance planning for your future by contacting us today.

Before investing, understand that annuities are not insured by the FDIC, NCUSIF or any other federal government agency, and are not deposits or obligations of, guaranteed by, or insured by the depository institution where offered or any of affiliates. Annuities that involve investment risk may lose value.

Mutual Funds

These are highly effective programs for saving and growing your assets. Let professionals manage your investment portfolio so that you can have peace of mind knowing your future is in good hands.

Review our full range of mutual fund options by contacting us today.

Any investment involves risk and there is no assurance that the investment objective of any fund will be achieved.

Mutual Funds
Long Term Care

Long-Term Care

A majority of people will need long-term care at some point in their lives. As you get older, you may need personal assistance to care for your quality of life. By getting coverage, you can have peace of mind knowing you’ll be well-taken care of. Along with long-term care, we also offer long and short-term disability.

Let us take care of you by contacting us today.

Guarantees are subject to the claims-paying ability of the issuing company. Life insurance products are issued by Nationwide Life Insurance Company or Nationwide Life and Annuity Insurance Company, Columbus, Ohio.
Approval for coverage under the policy and attached LTC riders is subject to underwriting and may require a medical exam.

Retirement Planning

There are many different types of retirement plans available for individuals and employers, including 401(k), 403(b), and 457 retirement accounts. With each one having its own level of benefits, features, and requirements, it’s important to find the one that best fits your situation and retirement goals.

By contacting the team at Harner Insurance and Financial Services, we’ll help you discover the best plan for you, so you can start saving for your future. Learn more about retirement planning by watching this video.

Contact us to learn how we can help you plan for your retirement years today.

Federal income tax laws are complex and subject to change. Neither Nationwide nor its
representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions.

Retirement Planning

Already Have Insurance With Another Provider?

Request an On Your Side® review to:

Be sure you’re protecting what’s most valuable to you and that you’re not overpaying for insurance.

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