Affiliate of Nationwide Insurance | Serving Harrisburg & Central PA

Personal Insurance

Logo Personal Insurance

When you and your family are on the road, at home, or at play, you want the assurance that you are protect against any unforeseen accidents or incidents. Let us provide you that assurance with personal insurance from Nationwide.

At Harner Insurance and Financial Services, our staff provide the personal insurance you need to live your life knowing that your future is in secure hands. In addition to our personal investment and life insurance policies, we offer a wide range of insurance coverage for all of your personal needs.

Browse our list of coverages and discounts available, then give us a call for a custom quote for you and your family.

Call 717.561.0547 for a Personalized Quote

Life Insurance

Life Insurance

Protect your family’s future well-being with term or whole life insurance. Our team can discuss your options, helping you find the right insurance for your situation.

Learn more about our options for term or whole-life insurance on our life insurance page. Better yet, give us a call to discuss your needs and concerns, so we can better help you choose the right option.

If you’re questioning how much life insurance you need, talk to our team today.

Auto Insurance

Not every accident is preventable, but it is possible to ensure you are covered for a wide range of damages and possibilities. In case of an accident, our team will provide you with a list of local qualified auto shops, as well as programs and services available whenever you need help. We can help you find discounted offers and bundles that will help you save on your auto and personal insurance.

Here are some discounts that will help you save on your auto insurance:

  • Multi-Policy
  • SmartRide®
  • Nationwide Family Plan

Have any questions about coverage, benefits, or discounts? Contact us for a quote.

Auto Insurance
Homeowners Insurance

Homeowners Insurance

Protecting your home and possessions is crucial, which is why our team provides homeowners insurance to suit your unique lifestyle. Through a variety of coverages, along with our competitive rates and discounts, you can depend on us to find you the right coverage for your needs.

In addition to our standard homeowner’s insurance, we offer the following add-on coverages to your home:

  • Contents Coverage
  • Personal Liability
  • Flood Insurance
  • Personal Umbrella Liability Insurance

Need a quote for homeowners insurance? Contact us today.

Renters Insurance

If you live in a rented apartment, condo, or home, you need to make sure you and your belongings are protected.
As a tenant, your possessions are not covered in your landlord’s insurance policy. If you don’t have renters insurance now, we’d love to help you customize a policy.

Here are other additional coverages to consider:

  • Water Backup
  • Personal Umbrella Liability Insurance
  • Theft Extension

Have any questions about how you can better protect yourself as a renter? Talk to our team today.

Renters Insurance
Recreational Vehicle Insurance

Recreational Vehicle Coverage (RV & Boat)

It’s great to have a little adventure in life – but you should also be protected.

Whether you’re going on a family road trip or just a weekend getaway, make sure your recreational vehicle is covered with the right policy. We offer insurance policies with affordable rates and dependable coverage to include RVs, boats, and other recreational vehicles.

Here are some additional coverages that will give you a more rewarding experience, knowing you are protected:

  • Liability Coverage
  • Collision Coverage
  • Comprehensive Coverage.
  • Underinsured or Uninsured Coverage
  • Roadside Assistance
  • Vacation Liability

Have any questions about how you can better protect yourself as a renter? Contact us today.

Motorcycle Insurance

Hitting the open road with your motorcycle can be dangerous and expensive without proper protection. Enjoy the peace of mind with our dependable coverage and affordable rates.

Take a look at some of our additional coverage to stay protected:

  • Liability Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Uninsured or Underinsured
  • Vanishing Deductible

In addition to our dependable coverage, see the following discounts to not break the bank:

  • Multi-policy Discount
  • Motorcycle Safety Course Discount
  • Theft-recovery Device Discount

Have any questions about motorcycle insurance? Talk to our team today.

Motorcycle Insurance
Flood Insurance

Flood Insurance

Did you know that your home insurance does not cover flood damage? Flood insurance can keep you protected from flood losses. By making sure you are covered with the right policy, you can protect your possessions and your home. Get a sound peace of mind with our flood insurance.

Contact us today to protect your home from flood losses.

Umbrella Insurance

You have your basics covered, however, we know that life does not happen as we plan. If something unexpected occurs, you want to make sure you are covered by the umbrella. An umbrella insurance policy offers an extra layer of protection for your assets. Confused on what type of policy would be best for your unique situation?

Talk to our team today about a customized policy.

Umbrella Insurance

Already Have Insurance With Another Provider?

Request an On Your Side® review to:

Be sure you’re protecting what’s most valuable to you and that you’re not overpaying for insurance.

Schedule a No-obligation Insurance Review