Serving Harrisburg & Central PA

Flood Insurance

Flood insurance for your Harrisburg area home

Floods cause more damage to U.S. homes every year than any other weather event — and your homeowners insurance won’t cover flood damage.

Heavy rains, runoff, and a cresting Susquehanna river all pose flood risks to us who live and work in the Harrisburg area. If you’ve been considering flood insurance and aren’t sure if it makes sense for you, let us know. We can give you the tools and advice you need to make a good decision.

Contact us today to find out if flood insurance makes sense for you or to get a policy quote.

Call 717-561-0547 for a flood insurance quote.

Flood Insurance

What is the Flood Risk in Harrisburg?

If you live near the Susquehanna or one if its larger tributaries that run through our area, you are at a higher risk for flooding.

The most recent major flood event to affect the Harrisburg area took place on Sept. 9, 2011, caused by the remnants of Tropical Storm Lee.

As hurricanes and tropical storms become stronger and more frequent, it might be wise to at least consider a flood insurance policy.

What Does Flood Insurance Cover?

A typical flood insurance policy covers:

  • Furniture, electronics, clothing, and other belongings
  • Damage to your home’s HVAC system (but not items stored below ground level)
  • Flooring repair or replacement

Have more questions or are you curious about flood insurance? Contact us or call 717.561.0547 to speak with a licensed Agent.


Your Local Insurance Agency

We want to help you decide if flood insurance makes sense for you and to answer any questions you have. Our flood insurance partners are Assurant and AonEdge Private Flood Insurance.

Already Have Insurance With Another Provider?

Request an insurance consultation to review how you can:

Be sure you’re protecting what’s most valuable to you and that you’re not overpaying for insurance.

Schedule a No-obligation Insurance Review